Your Medicare Enrollment Process, Step by Step
Navigating Medicare and insurance options doesn’t have to be confusing. As your Medicare insurance advisor, ClearGuide guides you step by step, helping you understand your options, compare plans, and choose coverage that fits your health, lifestyle, and budget. Working together is straightforward, transparent, and focused entirely on your needs.
ClearGuide's services are always at no cost to you. We're compensated by the insurance carriers when you enroll, never by you.
Conversation
Appointment
Options
Support
Introductory Conversation
A focused 15-30 minute call or meeting. I'll guide our conversation, asking the questions that matter for your situation and answering yours. You'll leave knowing where you stand and what's next.
Your Scope of Appointment
Medicare requires a signed Scope of Appointment (SOA) before we review specific plans. See more details below.
Comparing Your Options
I do the research and bring you options that match your health and financial priorities, weighing not just costs and coverage but quality star ratings, member complaints, and premium history. We compare your top options side by side, and I help you choose what's right for you.
Getting Enrolled
When you've made your choice, I guide you through the application from start to finish. I handle the paperwork, confirm your start date, and make sure you understand what your new plan covers.
Year-Round Support
My work doesn't end at enrollment. I'm here all year for billing, network changes, or anything else that comes up. Each fall, we review your plan to confirm it still fits, or look at other options if your needs have changed.
What is an SOA?
A Scope of Appointment (SOA) is a short form that lists the topics you've agreed to discuss with me. Medicare requires it before we can talk about specific Medicare Advantage or prescription drug plans. It protects you by keeping our conversation focused on what you want to cover and nothing else. I can text or email it to you, and it takes about a minute to sign electronically.
Medicare also requires a 48-hour* wait between signing your SOA and reviewing plan quotes.
A note on Medigap: discussing Medicare Supplement (Medigap) plans does not require an SOA. However, because Medigap plans do not include Part D prescription drug coverage, Part D is typically part of the Medigap conversation, and an SOA is required for that portion.
*This Medicare requirement is changing as of October 1, 2026, after which the wait no longer applies.
- Home
- Working Together
ClearGuide's services are always at no cost to you. We're compensated by the insurance carriers when you enroll, never by you.
Introductory Conversation
A focused 15-30 minute call or meeting. I'll guide our conversation, asking the questions that matter for your situation and answering yours. You'll leave knowing where you stand and what's next.
Your Scope of Appointment
Medicare requires a signed Scope of Appointment (SOA) before we review specific plans. See more details below.
Comparing Your Options
I do the research and bring you options that match your health and financial priorities, weighing not just costs and coverage but quality star ratings, member complaints, and premium history over time. We compare your top options side by side, and I help you choose what's right for you.
Getting Enrolled
When you've made your choice, I guide you through the application from start to finish. I handle the paperwork, confirm your start date, and make sure you understand what your new plan covers.
Year-Round Support
My work doesn't end at enrollment. I'm here all year for billing, network changes, or anything else that comes up. Each fall, we review your plan to confirm it still fits, or look at other options if your needs have changed.
What is an SOA?
A Scope of Appointment (SOA) is a short form that lists the topics you've agreed to discuss with me. Medicare requires it before we can talk about specific Medicare Advantage or prescription drug plans. It protects you by keeping our conversation focused on what you want to cover and nothing else. I can text or email it to you, and it takes about a minute to sign electronically.
Medicare also requires a 48-hour* wait between signing your SOA and reviewing plan quotes.
A note on Medigap: discussing Medicare Supplement (Medigap) plans does not require an SOA. However, because Medigap plans do not include Part D prescription drug coverage, Part D is typically part of the Medigap conversation, and an SOA is required for that portion.
*This Medicare requirement is changing as of October 1, 2026, after which the wait no longer applies.