Your Personal Medicare Advisor

Independent Medicare Advisor PA and NJ

After more than 20 years in healthcare benefits, Paula Segal made a deliberate choice: to take her experience, her values, and her deep knowledge of the healthcare system and put them to work for the people who need it most. Today she serves as an independent Medicare advisor serving individuals and families across Pennsylvania and New Jersey.

ClearGuide Advisors was built on a simple belief that doing right by people and running a successful business are not at odds. Every option Paula presents is grounded in what is best for you, not what is easiest or most profitable.

When you work with Paula, you are working with someone who chose this work on purpose, because she believes that honest, knowledgeable guidance can genuinely change the Medicare experience for individuals and families across Pennsylvania and New Jersey.

Insurance Decisions Can Be Overwhelming.

A Patient, Knowledgeable Insurance Advisor Makes Things Much Easier.

Paula brings a rare depth of knowledge to conversations, shaped by over 20 years of advising decision makers, union groups, and organizational leaders on complex healthcare decisions. That experience gives her a practical understanding of how to navigate a system that is often frustrating and confusing, even for those working within it. She can explain your options clearly, cut through the complexity, and guide you through the process at a pace that feels right for you. Her focus is always on you: your health needs, your budget, and your peace of mind.

Your Independent Medicare Advisor in PA and NJ

Over the course of her career, Paula worked her way from customer care roles to executive leadership, gaining a deep, firsthand understanding of the healthcare system that only comes from decades of real-world experience.

A proud Philadelphia native, Paula earned her undergraduate degree from Jefferson University and her Master of Health Administration from Saint Joseph’s University, giving her a strong academic foundation to complement her decades of real-world healthcare experience.

Based in the Philadelphia region, Paula specializes in serving clients throughout Southeastern Pennsylvania and Central and Southern New Jersey. In these communities and beyond, she works with individuals and families across PA and NJ, bringing the same personalized, independent Medicare guidance to every client, wherever they call home.

Medicare Knowledge. Plain Language. Personal Attention.

Not everyone comes to Medicare from the same place. Some clients want to understand the details. Others just want a trusted advisor to cut through the complexity, quickly identify their coverage options, and get enrolled. Either way, you get more than help at enrollment — you get an advisor you can count on year after year.

A Partner To Rely On

Over 20 years of healthcare benefits and consulting experience.

Clarity in Each Step

Plain-language guidance for informed decision-making.

Personalized Support

From our initial conversation to our annual plan reviews.

Medicare advisor insurance consultation

Our Values

Independent by Design:
We aren’t tied to one insurance company — because choice matters.

Education First:
We explain your options clearly, without pressure or jargon.

Supportive Guidance:
We answer questions and move at your pace.

Reducing the Work for You:
We handle the research and comparisons so you don’t have to.

Here for the Long Term:
We’re a resource you can return to year after year.